Terms of Use

What PlanBox is (and is not)

PlanBox is an illustrative planning sandbox. It is not financial advice, and it is not a substitute for a regulated financial adviser. Its projections are simplified models of an uncertain future: all figures are shown in today's money, tax rules are approximations, and markets do not follow neat assumptions. Do not make financial decisions on the strength of PlanBox alone.

PlanBox is a modelling tool, not a regulated financial adviser. It is not authorised or regulated by the Financial Conduct Authority, gives no personal recommendations, and does not sell or arrange any financial product. For free, impartial guidance, see MoneyHelper (moneyhelper.org.uk) and, for pensions, PensionWise (pensionwise.gov.uk). You can check any firm's FCA status on the FCA register (register.fca.org.uk).

Your use

• You may use PlanBox for personal, non-commercial planning.
• Keep your account credentials to yourself; you are responsible for activity under your account.
• Do not attempt to disrupt the service or access other people's data.

Accuracy and availability

PlanBox is provided as-is, without warranty of any kind. We work to keep the modelling sensible and the service available, but we do not guarantee either, and we may change or withdraw features (including free features) at any time. To the extent permitted by law, we are not liable for losses arising from reliance on PlanBox's outputs.

Paid features

Some advanced features may sit behind a paid tier. If you buy one, the price and what it includes will be stated at the point of purchase.

Changes to these terms

We may update these terms; the date above shows the latest revision. Continuing to use PlanBox after a change means you accept the new terms.

Governing law

These terms are governed by the law of England and Wales.

Contact

Email: hello@planbox-app.uk